Before you renew your RV policy - or purchase a new one - be sure to check it out thoroughly and make sure it gives you the coverage you need. If you are full-time RVers, you will need a policy that covers your possessions inside. Make sure the value is enough. You may need to add more coverage, for example, to cover computers and other electronics.
If you do business in your RV, that could void your coverage if your policy isn't geared for that. Read the fine print.
An article in Live Insurance News brought up another point I had never thought to check. It states that some policies limit the number of miles per year you can drive and be covered. If you are traveling full-time, you might exceed that amount. That could also void coverage.
For more information to consider on RV insurance, see our article "Choosing RV Insurance" at RV Lifestyle Experts plus an interesting article by Paul Bender of RV America, "The 13 Factors That Determine Your RV Insurance Rate." Like all things, comparison shopping of both coverage and rates can make a big difference in your insurance bill. And, just because you had the best policy one year, check again before renewing. Things can change and you could be paying too much. Jaimie Hall Bruzenak
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